NFC is simply a technology that allows devices such as smartphones and smartwatches, to exchange small bits of information with other devices (like tags), and can read NFC-equipped cards over short distances, usually a couple of inches from another NFC device.
Most people would be surprised to know that their cellphone has a passive NFC scanner, which can be turned on/off at the user’s discretion. And those of us who have carried out mobile payments, have been using NFC.